Installment Payment

Make your shopping easier with the option of paying in installments. Choose the products you want, and we will make sure that your shopping is easy and adapted to your budget.

In our company, we approve the following methods for purchasing in installments:

  • CKB shop&go payment card, up to 12 monthly installments
  • Hypotekarna banka premium card, up to 24 monthly installments
  • NLB loan on the spot, up to €5,000 in 36 installments, without interest!

NLB FINANCING: No down payment for amounts up to €5,000 in 36 installments, no interest!
Without going to the bank – the entire process is done quickly and easily in our branches in Podgorica and Radanovići.
Without interest and fees – Up to EUR 5,000, without interest and fees.
In just 2 minutes – The invoicer will receive a response to requests submitted on weekdays from 10 a.m. to 10 p.m., according to the working hours of the CBCG Credit Register (RKB).
Completely safe – ENTEXT d.o.o. is licensed by the Central Bank of Montenegro for credit mediation (decision no. 18-587-3/2020), so you can be sure that the entire process will be completely transparent and safe.
Note: You need to have with you a certificate of employment and amount of income, as well as an administrative ban certified by your employer and an identification document.

Who is the offer intended for? You do not have to be a client of NLB Bank to get this loan and you do not need to transfer your salary or pension to NLB Bank. The invoicer will start the loan approval procedure on the spot.

What are the prerequisites? That the company you work for acts according to administrative prohibitions and that your income is not owed more than 50% (in total with the war for this trade).

What is required for loan approval? Have the employer certify the certificate of employment and amount of income and the administrative ban. Bring the certified certificate and ID card with you when you visit. Select the products you want to buy. Contact the sales staff for an interest-free consumer loan from NLB Bank – Credit on the spot.

Procedure: We carry out an ONLINE credit check. After receiving a positive answer, we issue a document to the customer that he verifies in the company where he works or in the PIO Fund if he is a pensioner. If you need more information about purchasing in installments, call us at: +382 (67) 644 908